Emotional eat

Emotional eat

Sunil is an expert at losing weight. She has lost the same 50 pounds over and over again. She has tried all the fad diets, diet pills and diet centers. She is on a weight gain/loss roller coaster. Each time she goes through the cycle of dieting, she gains a little more weight than she loses. At 270 pounds, she fears that she is gaining on 300. Ironically, that fear also contributes to her eating binges.

Sunil, like many people, is an emotional eater. Food is no longer simply fuel for her body. It has become her drug of choice, her friend, companion, comfort and distraction from the unpleasant emotional experiences of daily life. At some point she discovered that eating helps to medicate her pain. That association between eating and easing her emotions gets reinforced daily.

There are many different triggers that can send a person into a feeding frenzy. For Nita, loneliness is a common trigger. Having been raised in a family that says "I love you" with food, eating has become associated with love. Now when Nita feels lonely, she feeds her hungry heart. A big meal feels like a warm letter from home. It's the easiest way to fill her emptiness.

Julie, at 135 pounds, is only 10 pounds over weight but she too is an emotional eater. Her eating is triggered mainly by stress. As a customer service representative who deals with angry people all day, she soothes her frayed nerves with comfort foods. Ann's critical, demanding boss sends her through the roof and to the candy machine to choke back her anger with something sweet.

Cloud computing

 What is Cloud computing

Cloud computing is a technology that uses the internet and central remote servers to maintain data and applications. Cloud computing allows consumers and businesses to use applications without installation and access their personal files at any computer with internet access. This technology allows for much more efficient computing by centralizing storage, memory, processing and bandwidth.

A simple example of cloud computing is Yahoo email or Gmail etc. You dont need a software or a server to use them. All a consumer would need is just an internet connection and you can start sending emails. The server and email management software is all on the cloud ( internet) and is totally managed by the cloud service provider Yahoo , Google etc. The consumer gets to use the software alone and enjoy the benefits. The analogy is ,All the users or consumers need is to get the benefits of using the software or hardware of the computer like sending emails etc. Just to get this benefit (milk) why should a consumer buy a (cow) software /hardware ?

Cloud computing is broken down into three segments: "applications," "platforms," and "infrastructure." Each segment serves a different purpose and offers different products for businesses and individuals around the world. In June 2009, a study conducted by VersionOne found that 41% of senior IT professionals actually don't know what cloud computing is and two-thirds of senior finance professionals are confused by the concept,^[1] highlighting the young nature of the technology

Home Loan Tips

Home Loan Tips  
How under stands  home loan - 


1- How much you can afford. What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate. The calculators can help, but it is best to visit a lender to find out for sure. A housing counselor can help you figure out how to manage and pay off your debt, and start saving for that down payment!

2- How  Save money by doing your homework. Talk to several lenders, compare costs and interest rates, and negotiate to get a better deal. Consider getting pre-approved for a loan.

3-  Learn about home buying programs
4-  You  know your rights

 5:  Choose a real estate agent, Wish list - what features do you want, Home-shopping checklist - take this list with you when comparing homes.

 6:  Discuss the process with your real estate agent. If the seller counters your offer, you may need to negotiate until you both agree to the terms of the sale.

7: Get a home inspection. Make your offer contingent on a home inspection. An inspection will tell you about the condition of the home, and can help you avoid buying a home that needs major repairs.

Insurance companies

Insurance companies deals in a sort of risk management business whereby they shield their clients against a likely loss. This loss may incorporate of corporeal damages owing to accidental reasons or natural calamities. Insurance companies insure all sorts of things in exchange of a monthly or yearly premium which is the amount estimated in accordance with the total amount of insurance policy. Visit the following websites compiled by www.bestindiansites.com to explore the leading Indian insurance companies. Read up the brief reviews before you visit the official web pages of organizations like the Life Insurance Corporation of India, SBI Life Insurance, ICICI Prudential Life Insurance, Tata AIG General Insurance, United India Insurance Company Limited, Birla Sun Life Insurance Company Limited, National Insurance Company Limited, New India Assurance Company Limited and Oriental Insurance Company Limited.
licindia.com The Life Insurance Corporation of India is the largest and arguably the most reliable insurance companies in India for many years. Take a peek into their official web portal to learn about various life insurance policies, special plans, pension plans and a number of other intensive schemes. Find out who is eligible to buy a life insurance policy and get acquainted with life insurance terms and conditions. Acknowledge the distinctive features of life insurance that set it apart from other insurance companies. Go ahead and make your life cruise along an ocean of peace Searching for upcoming insurance companies on the web? ICICI Prudential Life Insurance has set a firm foothold in the insurance sector in a relatively short period. Their official website showcases various life insurance policies, retirement schemes and health care insurance policies. Get the latest news updates on life insurance. Find how you can estimate your life insurance quotes with the Premium Quote calculator. Download handy tools such as Application Tracker, Retirement Game and Life Stage Profiler.

Mortgage Insurance

The mortgage insurance is a special type of insurance policy and is gaining huge popularity in the Indian mortgage industry. The mortgage insurance is a special type of insurance policy that guarantees repayment of a mortgage loan in the event of death or disability of the person who borrowed the mortgage. The tenure of payment of such mortgage insurance is usually of 12 months and in some cases it goes higher up. Furthermore, the lender can also protect his loaned capital through these special type of insurance instrument. This type of specialized mortgage life insurance products are of two types, viz
Private Mortgage Insurance
Mortgage Insurance Premium
Private Mortgage Insurance  are mortgage life insurance products that protects the borrower from the lender in the event of default which generally, covers a substantial portion of the capital borrowed. They are insurance products of private insurance companies.

Mortgage Insurance Premium - are mortgage life insurance products that also protects the lender in the event of non-payment due to some unfortunate event. These life insurance products are generally government insurance products.
The following types of rates are prevalent in the Indian mortgage insurance market -

Fixed Mortgage Rate  in this case the rate of interest remains fixed throughout the loan term. The mortgage rates does not varies according to market conditions. In other words, the rate of interest is pre-fixed during the process of borrowing and it generally varies between between 12.5 % to 25 %.

Flexible Mortgage Rate - is one in which the interest rate varies according to market movements. This type of interest rate is called 'adjusting' or 'floating' rates. The risk factor is high in this type of interest rate

Introduction on insurance

Introduction on  insurance 
Life is full of risks and accidents. People are at risk for getting injured when playing sports, riding in a car, or living in a house. Risk is uncertainty about a situation’s outcome. Risk can be unpredictable events which lead to loss or damage. Insurance is an arrangement between an individual (consumer) and an insurer (insurance company) to protect the individual against risk. Insurance plays a large role in most individual’s financial management plans.


Premium—the fee paid to the insurer to be covered under the specified terms.

Deductible—the amount paid out of pocket by the policy holder for the initial portion of a loss before the
insurance coverage begins.

Policyholder—the consumer who purchased the policy

1. Liability insurance—covers the insured if injuries or damages are caused to other people or their property; it is the minimum amount of insurance required by law for automobiles.

2. Medical payment insurance—covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault; also covers insured family members injured as passengers in any car or if they are injured while on foot as a pedestrian or while riding a bicycle.

3. Uninsured or underinsured motorists insurance—covers injury or damage to the driver, passengers, or the vehicle caused by a driver with insufficient insurance.

4. Physical damage insurance—covers damages caused to the vehicle; two optional forms of coverage are available

Mesothelioma Information

What is Mesothelioma
Mesothelioma is a serious and rare form of lung cancer.  It is most frequently seen in men between the ages of 50 to 70. Women are affected far less frequently. In the US, between 2000 and 3000 cases are diagnosed each year.  Estimates suggest that the incidence of mesothelioma for every 100,000 in the US is about 1.8 and 0.9 internationally.  This form of cancer affects people of every race equally. The number of people who have been diagnosed with mesothelioma has increased significantly in the past 30 years.  Although many advances in treatment have been made, there is no cure for this type of cancer.

In mesothelioma, the cells of the mesothelium become cancerous and grow out of control. The mesothelium is a protective, two-layered membrane that covers the internal organs of the body including the lungs, heart and abdominal organs. Between these layers, the cells produce fluid, which allows easy movement of the heart and lungs within the chest cavity.  The layer that covers the lungs is called the pleura, and the layer that covers the heart is called the pericardium. The peritoneum lines the abdominal cavity.  Mesothelium also lines the male and female reproductive organs.   Mesothelioma can affect any of these cells, but is usually seen in the pleural or peritoneal mesothelium. The most common form of mesothelioma is pleural.

The primary risk factor for developing mesothelioma is exposure to asbestos. Between 70-80% of people diagnosed with mesothelioma have been exposed to asbestos, usually in the workplace.  Although it is possible to develop mesothelioma without any exposure to asbestos, it is very rare. While one person for every million people in the US will be diagnosed with mesothelioma, about 7-13 men who have been exposed to asbestos will be diagnosed with the disease. Symptoms frequently take 20 years to develop, but can take as long as 50 years to occur.

When cancerous cells invade the mesothelium, it becomes increasingly difficult to breathe.   In the pleural form of mesothelioma, tumors growing in the mesothelium cause pleural effusions, which prevent the smooth movement of the lungs and other organs in the chest.  Peritoneal mesothelioma invades the abdominal cavity and can cause loss of appetite weight loss, nausea and vomiting.  Most patients seek medical care after having symptoms only 4-6 months.

Mesothelioma is a very aggressive form of cancer.  Because it takes so long for symptoms to appear it can spread to the other organs in the chest, the chest wall and into the lymph nodes. The cancerous cells spread, or metastasize from the mesothelium into other parts of the body and damage internal tissues and organs.  Treatment is more effective when the disease is detected early.

What is Network

What is Network
Networking is the practice of linking two or more computing devices together for the purpose of sharing data. Networks are built with a mix of computer hardware and computer software.

Networks can be categorized in several different ways. One approach defines the type of network according to the geographic area it spans. Local area networks (LANs), for example, typically reach across a single home, whereas wide area networks (WANs), reach across cities, states, or even across the world. The Internet is the world's largest public WAN.

Network Design

Computer networks also differ in their design. The two types of high-level network design are called client-server and peer-to-peer. Client-server networks feature centralized server computers that store email, Web pages, files and or applications. On a peer-to-peer network, conversely, all computers tend to support the same functions. Client-server networks are much more common in business and peer-to-peer networks much more common in homes.

A network topology represents its layout or structure from the point of view of data flow. In so-called bus networks, for example, all of the computers share and communicate across one common conduit, whereas in a star network, all data flows through one centralized device. Common types of network topologies include bus, star, ring and mesh.

Network Protocols

In networking, the communication language used by computer devices is called the protocol. Yet another way to classify computer networks is by the set of protocols they support. Networks often implement multiple protocols to support specific applications. Popular protocols include TCP/IP, the most common protocol found on the Internet and in home networks.

Wired vs Wireless Networking

Many of the same network protocols, like TCP/IP, work in both wired and wireless networks. Networks with Ethernet cables predominated in businesses, schools, and homes for several decades. Recently, however, wireless networking alternatives have emerged as the premier technology for building new computer networks.

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